In case you are in the ‘bad credit’ category, you may find that the loan application is rejected at the bank. Even though such a thing happens, make sure you do not look for ‘quick cash’ advertisement both on the street or online. There are lots of people offering quick cash for those with bad credit but this type of loan can be dangerous especially if it is a payday loan.

The payday lenders may not look into your credit history and give you the loan, but they will also make you pay for the loan. This kind of loan may burden you with 350 percent or more rate interest. That high rate of the loan will quickly trap you into the cycle of predatory debt.

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